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Loans

From learning about how loans work to finding the best interest rates, More Money More Choices is your complete guide to borrowing money. By learning about the ins and outs of a loan, you'll make sound decisions to save money and become debt-free.

OneMain Financial Personal Loan Review (2023 Update)

Published: August 28, 2021 by David Em Updated: January 1, 2023
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People meeting with OneMain Financial logo overlay.

OneMain Financial offers a personal loan that's great if you have a low credit score, urgently need funds, or want to consolidate debt. OneMain …

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Condo vs. House: Which Is Better for You?

Published: August 15, 2021 by David Em Updated: April 16, 2023
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Split-image of condos and a house.

Where you live plays a big role in your quality of life. Learn the differences between a condo and a house to see which is best for you. Choosing …

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How Much Should Your Car Down Payment Be?

Published: August 12, 2021 by David Em Updated: June 18, 2022
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Person sitting in the driver's seat of a car and holding a key.

The general rule of thumb for a down payment on a car is 20%. Learn the benefits and how it can save you money in the long run. How much to put …

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How to Build Credit without a Credit Card

Published: July 29, 2021 by David Em Updated: April 16, 2023
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Laptop on a table showing a credit score range on the screen.

If you're looking to build credit and don't want to get a credit card, there are other methods for you to build and boost your credit score. We …

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Loan Amortization Definition and Examples

Published: June 17, 2021 by David Em Updated: June 4, 2022
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Person sitting at a desk and using a calculator.

When it comes to loans, amortization is a term that you may have heard. Learn what amortization means and how it works. What it …

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