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Loans

From learning about how loans work to finding the best interest rates, More Money More Choices is your complete guide to borrowing money. By learning about the ins and outs of a loan, you'll make sound decisions to save money and become debt-free.

OneMain Financial Personal Loan Review

Published: August 28, 2021 by David Em Updated: February 23, 2022

People meeting with OneMain Financial logo overlay.

OneMain Financial offers a personal loan that's great if you have a low credit score, urgently need funds, or want to consolidate debt. OneMain …

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How much should your car down payment be?

Published: August 12, 2021 by David Em Updated: February 11, 2022

Person sitting in the driver's seat of a car and holding a key.

The general rule of thumb for a down payment on a car is 20%. Learn the benefits and how it can save you money in the long run. How much to …

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Loan amortization definition and examples

Published: June 17, 2021 by David Em Updated: August 29, 2021

Person sitting at a desk and using a calculator.

When it comes to loans, amortization is a term that you may have heard. Learn what amortization means and how it works. What it …

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7 types of mortgage loans

Published: May 27, 2021 by David Em Updated: August 29, 2021

Close-up of a person's hand holding a toy house.

There are several types of mortgage loans that you can get to purchase or refinance your home. Learn what they are and how they differ. 1. …

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What’s a personal line of credit?

Published: December 24, 2020 by David Em Updated: February 11, 2022

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A personal line of credit (PLOC) is an unsecured revolving loan that you can use in the event of an emergency. How a personal line of credit …

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